Buying or selling your house is often the largest financial transaction you will ever make, and one of the most important. If you are buying, the last thing you want to do is pay more than you can afford, or more than a house is worth. If you are selling, you have the opportunity to realize large profits, or at least cut serious losses. Buying/Selling Your Home covers every step from scouting the perfect home to tips on when to buy or sell, creative home financing techniques, home ownership tax breaks, the different types of lenders and mortgages, the pros and cons of using a real estate agent, and many other key issues. Did you know that the weeks surrounding Thanksgiving and Christmas are not good times to put your home on the market? Many people travel or entertain during these holidays -- reducing the pool of potential buyers. Or that in spring and summer, home prices tend to rise in most parts of the country because sellers anticipate at least six months of good weather -- and more daylight hours -- to shop for a home, move in and make improvements. Buying/Selling Your Home provides indispensable information that can make the difference between peace of mind or many sleepless nights when buying or selling your home. Forms Included With Guide: Address Change Notice Agreement to Sell Real Estate Assignment of Mortgage Balloon Note Counter Offer Discharge of Mortgage Escrow Agreement Exclusive Right to Sell Exercise Option General Lead Disclosure Statement Lease with Purchase Option Monthly Budget Planner Mortgage Bond Mortgage Comparison Chart Offer to Purchase Real Estate Open Listing realty Agreement Personal Financial Worksheet Property Fact Worksheet Property Viewing Quitclaim Deed Realtor Checklist Release and Waiver of Options Rights Release of Contract Release of Mortgage by a Corporation Residential Loan Application Residential Real Estate Sales Disclosure Schedule of Progress - Buyer Schedule of Progress - Seller HUD-1 Settlement Statement Sample Warranty Deed Homeowners' Association Disclosure Summary Condominium Association Disclosure Summary Property Viewing and Key Agreement